Welcome Lenders
Trust Deed Investments
Trust Deeds... How to Safely Earn Double-Digit Returns in Real Estate.
Biggest Advantages of Trust Deeds
Fixed Returns
Secured by Real Estate
Secured by Real Estate
Fixed returns mean that you know what your annual return on investment is going to be. If you choose a trust deed that earns an 11% rate of return, then you will earn 11% on your principal balance each year, until the loan pays off.
Secured by Real Estate
Secured by Real Estate
Secured by Real Estate
Unlike the majority of other investments, a "trust deed" literally means a mortgage, which is a lien recorded against real estate. If the borrower doesn't pay, then we start foreclosure proceedings. Most of our borrowers don't go into default, and the ones that do, usually never make it to foreclosure.
You are in Control
Secured by Real Estate
You are in Control
That's what we like the most about trust deed investing. It's not a black hole. Our investors can do their own investigation, and if you understand real estate, you understand trust deeds. Nothing is hidden from the investor.
How To Begin Trust Deed Investing With Capella
Visit the Property
Back before Zillow, we had to go look at properties and research them on the Assessors website and the Recorders Page.
Become a Capella Investor
Call or apply online, after we discuss any potential questions we will confirm you meet the accredidation requirements and send you a new investor package.
Find the deal for you on our secure portal
As a trust deed investor you are in the driver seat. You get to choose what you want to invest in based on your own criteria.
Investigate the borrower and do your own due dilligence
Capella Mortgage underwrites the loan and makes sure it meets our criteria. Many of the transaction documents are loaded in the documents folder so that you can review them.
Get a lenders title policy
Capella will handle opening escrow and getting the title policy. Typically we shoot for an ALTA Extended policy with 125% coverage amount.
Sign The investor loan documents
Investors have to sign their own set of documents, as well as review the borrower's loan documents.
Wire the Money
If you are making a loan, you have to wire the loan amount to escrow, so escrow can close the deal. Once the loan closes, you start collecting interest from day 1.
Sit back and enjoy your passive income
We will take care of the deal closing and recording. The recorded documents will be in your online documents folder and you will soon start receiving your interest payments.
